Pick a month, say January.
Make it your month to review all of your insurance policies and potential home maintenance.
Every January you could switch out smoke detector batteries and replace your air filters.
You could go through your insurance policies and make sure they’re updated and accurate.
Look at your limits and how much your property is insured for. If it’s not insured enough based on potential risk, consider raising it.
Make sure you’re comfortable with your deductible. For most, $2,500 may be okay. If you have an older property with older systems, maybe consider having lower deductibles.
Ask your insurance agent if there are any requirements that if you don’t fulfill you may not be covered. Ask for a checklist.
See if you qualify for any new discounts. It doesn’t hurt to ask.
These are just some ideas that can help you get started.
At the end of the day, make sure that you’re comfortable with the amount of insurance you have and the terms for those policies.
Don’t wait to do your research.
You’ll be glad you checked everything in advance if you have to make a claim.
The key to always being up to date is by having systems.
Doing something every year in a specific month is one of those systems. Mark the tasks you want to do each month in your calendar for easy recall.